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Loans and Allowances


StudyLink is a service of the Ministry of Social Development. It administers both Student loans and allowances as well as other forms of financial assistance to eligible students and can help pay for your programme/course and living costs while you study.

Student Loans

A Student loan can help you finance your tertiary education studies but it is a loan that you must pay back. Its often used to pay for:

  • compulsory fees;
  • course-related costs and to
  • top up living costs if your not entitled to the full allowance.

To be eligible for a Student loan you need to be a New Zealand citizen or a permanent resident and your programme has to be approved by the Tertiary Education Commission. Most domestic students studying a full-time course of at least 12 weeks or studying part-time for the full year qualify for a StudyLink student loan.

It’s important to think about how much you can borrow. Depending on whether you’re studying full-time or part-time you can borrow:

  • Compulsory course fees and
  • up to $1000 per year for course-related costs and

This figure may change during the year so please check the amount you can borrow while studying at the Studylink website

An administration fee of $50 is added to your loan the first time you use it.

Telephone: 0800 88 99 00 (Monday to Friday 8am to 7pm

StudyLink – Student Allowance

A Student Allowance is a weekly payment to help with your living expenses while you’re studying.You don’t have to pay this back. To be eligible for living costs you will need to be a full-time student (or limited full-time with our approval). You may be entitled to up to $172.51 a week for living costs however this figure may change during the year so please check the amount for living costs at the Studylink website

Other Services Offered by StudyLink

Other allowances and benefits you may be entitled to apply for from StudyLink are:- Community Services Card

  • Disability Allowance
  • Accommodation Supplement
  • Temporary Additional Support
  • Away from Home Allowance
  • Emergency Assistance
  • Childcare and OSCAR Subsidies
  • Work Start Grant
  • Training Incentive Allowance
  • Student Allowance Transfer Grant

To help you plan your finances use the tools, calculators and information on the StudyLink website.

To find out more, visit the StudyLink website or contact StudyLink on Freephone 0800 88 99 00 (Monday to Friday 8am to 7pm).